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Car accident myths vs. facts

Louisville, KY auto accident attorney

If you were involved in a crash with a negligent or reckless driver, turning to an experienced attorney for legal help may not be the first thing on your mind. You may believe that the course of action you take is the right one. If you're not aware of the legal rights available to you, however, you could fall for dangerous myths that can hurt your claim.

Myths about car accident injuries

Myth: There is no need to seek medical attention if I feel fine after a crash

Fact: This is a very dangerous assumption, since injuries don't always produce immediate symptoms. In many cases, it can take several days for pain and discomfort to set in, especially if you have sustained whiplash, a minor head injury or a soft tissue injury. You should always get medical attention after a crash, even if you don't feel any pain. Your doctor can identify an underlying injury that you may not be aware of and provide prompt treatment.

Myth: I can only be compensated for a severe injury

Fact: You are eligible for compensation for any crash-related injury that requires treatment, and, therefore, results in medical expenses. You may also be eligible for wage reimbursement, if your injury required you to take time off from work to make a full recovery.

Myths about dealing with insurance companies

Myth: I must give a statement to the other driver's insurance company

Fact: You are not required to talk to the other driver's insurance company at all, even if they try to contact you by phone. In fact, it's not recommended that you speak to them without first consulting with an attorney. A recorded statement can be construed as admitting fault, even if you're not aware of it. It can also be leveraged against your claim.

Myth: The other driver's insurance company will pay for all crash-related losses

Fact: The other driver's insurance company will do whatever it takes to avoid compensating you at all. They may argue that you were at fault or that nobody was at fault. If they're not successful at shifting the blame away from the driver who hit you, they may resort to offering a lowball settlement. This would only cover a fraction of your damages, and if you accept it, you won't be able to pursue additional compensation, when needed.

Myths about hiring a lawyer to handle your claim

Myth: I don't need an attorney to handle my claim

Fact: Handling a car accident claim on your own can lead to legal complications and frustration. You need someone who can investigate your crash. An attorney can gather evidence to support your claim and negotiate with insurance companies for fair compensation. You also need someone who understands Kentucky's complex legal system and can go to trial if an agreement with an insurance company can't be reached.

Myth: Hiring a car accident attorney is too expensive

Fact: Hiring an attorney is actually cheaper than you think. In fact, it's more financially beneficial to hire an attorney to handle your claim than it is to go it alone. The Whaley Law Firm offers free legal consultations and operates on a contingency fee basis. That means that you don't pay unless we win your case.

To get started, contact us online or call our Louisville law office at 866-703-7575.

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